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A utilização das informações do ambiente no processo de decisão estratégica: estudo com empresários brasileiros e americanos de pequenas e médias empresas; The use of environmental information in strategic decision process: A study with Brazilian and American business owners of small and medium enterprises.

Krakauer, Patricia Viveiros de Castro
Fonte: Biblioteca Digitais de Teses e Dissertações da USP Publicador: Biblioteca Digitais de Teses e Dissertações da USP
Tipo: Dissertação de Mestrado Formato: application/pdf
Publicado em 11/10/2011 PT
Relevância na Pesquisa
46.47%
O presente estudo tem como proposta analisar e entender as práticas de empresários brasileiros e americanos de pequenas e médias empresas no que diz respeito à utilização das informações do ambiente no processo de decisão estratégica. Alguns aspectos foram estudados em profundidade: descrever as atividades realizadas por estes empresários com relação à busca, análise e utilização das informações do ambiente; identificar quais variáveis ambientais são consideradas no processo de decisão estratégica; analisar as diferenças e semelhanças entre as práticas dos empresários e a utilização de modelos formais ou de suporte tecnológico. Foi realizada uma pesquisa bibliométrica como apoio à revisão da literatura que abordou as três dimensões do estudo: pequenas e médias empresas, informações do ambiente e decisões estratégicas. A pesquisa tem natureza exploratório-descritiva, abordagem qualitativa e utilizou como método o levantamento de experiência. Foram entrevistados em profundidade dez empresários entre brasileiros e americanos, sendo analisadas quatorze decisões estratégicas. Os dados foram coletados através de entrevista centrada no problema e analisados utilizando-se a técnica de análise do discurso. Os resultados obtidos sugerem que algumas são as diferenças entre as práticas de brasileiros e americanos...

Fatores críticos de sucesso da pequena empresa: um levantamento em empresas do setor de varejo de São Carlos/SP; Critical sucess factors in small business: a survey in the retail sector in São Carlos/São Paulo, Brazil

Lirani, Heloisa Rebucci
Fonte: Biblioteca Digitais de Teses e Dissertações da USP Publicador: Biblioteca Digitais de Teses e Dissertações da USP
Tipo: Dissertação de Mestrado Formato: application/pdf
Publicado em 18/09/2014 PT
Relevância na Pesquisa
46.48%
O objetivo geral do trabalho é identificar os fatores críticos de sucesso relevantes aos dirigentes da pequena empresa do setor de varejo do segmento de vestuário de São Carlos-SP. O tema de pesquisa é o estudo de fatores críticos de sucesso (FCS) no contexto específico da pequena empresa. Os FCS compreendem um grupo restrito de práticas, de áreas da empresa ou de cargos ocupados considerados como chave para o sucesso de uma organização. O método de pesquisa do trabalho é o levantamento de campo (survey), o instrumento para coleta de dados foi questionário com aplicação em empresas com o perfil desejado. Como principal resultado da pesquisa, o fator de sucesso personalidade obteve relação de significância estatística em relação ao gênero do dirigente. O fator de sucesso responsabilidade social foi considerado o menos importante dentre os dirigentes, independente do gênero, idade e tipologia do dirigente e idade da empresa. A principal contribuição do trabalho foi a influência do fator personalidade entre o gênero dos dirigentes na percepção do sucesso das empresas.; The main goal of this dissertation is to raise the critical success factors relevant to the owners of small business in the retail sector of São Carlos-SP. The research topic is the study of critical success factors (CSFs) in the context of small business. The CSF comprise a select group of practices or areas of the business that are considered key to the success of an organization. The research method of the study is a survey and data collection was done through questionnaires applied to companies with the desired profile. CSFs were analyzed according to their importance to the owner's of the small business. The success factor personality obtained statistically significant relation with the owner's gender. The success factor social responsibility was considered the least important among small business owners...

India - Mumbai Urban Transport Project : Guidance Note on Urban Resettlement

Giovannetti, Frédéric
Fonte: World Bank Publicador: World Bank
Relevância na Pesquisa
46.41%
The purpose of this guidance note is to bridge precisely identify how to implement World Bank resettlement policies in the context of infrastructure projects affecting South Asian largest cities, with a focus on the impacts on poor areas and slums. The guidance note is intended as a tool to help decision makers in Government agencies and in the Bank, particularly in respect of the main aspects: 1) methods to assess and evaluate resettlement issues, 2) development of appropriate packages, considering the legal and political context, 3) establishment of efficient implementation and management mechanisms, in terms of systems and in terms of resources and teams, 4) closure and post-resettlement aspects, with a perspective on precluding hardship on affected people as well as claims and grievances. Special attention is given to the difficult issue of income restoration, including for business owners, as well as the longer term issue of the sustainability of new communities of resettled people. The overarching aim of this exercise is to approach these issues in a way which will foster sustainable urban development; in short...

A Tale of Two Species : Revisiting the Effect of Registration Reform on Informal Business Owners in Mexico

Bruhn, Miriam
Fonte: Banco Mundial Publicador: Banco Mundial
Relevância na Pesquisa
66.87%
Different views have been put forward to explain why most firms in developing countries operate informally. One view argues that informal-business owners are entrepreneurs who do not register their firm because the regulation process is too complex. Another argues that informal-business owners are people trying to make a living while searching for a wage job. This paper contributes to recent literature that argues that both factors are at work. The author uses discriminant analysis to separate informal business owners into two groups: those with personal characteristics similar to wage workers, and those with traits similar to formal-business owners. The paper then examines how the two groups were affected by a business registration reform in Mexico. Informal-business owners from the second group were more likely to register their business after the reform. By contrast, informal-business owners from the first group were less likely to register but more likely to become wage workers after the reform. This is consistent with the finding in Bruhn (2008 and 2011) that the reform led to job creation. It also explains why the earlier papers find that the reform didn t affect the number of new registrations by all informal business owners.

The Economic Impact of Banking the Unbanked : Evidence from Mexico

Bruhn, Miriam; Love, Inessa
Fonte: Banco Mundial Publicador: Banco Mundial
Relevância na Pesquisa
46.41%
This paper examines the effects of providing financial services to low-income individuals on entrepreneurial activity, employment, and income. The analysis exploits cross-time and cross-municipality variation in the opening of Banco Azteca in Mexico to measure these effects with a difference-in-difference strategy. Banco Azteca opened more than 800 branches simultaneously in 2002, focusing on low-income clients. The results show that the opening of Banco Azteca led to an increase in the number of informal business owners by 7.6 percent. Total employment also increased, by 1.4 percent, and average income went up by about 7 percent.

What Are We Learning from Business Training and Entrepreneurship Evaluations around the Developing World?

McKenzie, David; Woodruff, Christopher
Fonte: World Bank, Washington, DC Publicador: World Bank, Washington, DC
EN_US
Relevância na Pesquisa
46.66%
Business training programs are a popular policy option to try to improve the performance of enterprises around the world. The last few years have seen rapid growth in the number of evaluations of these programs in developing countries. This paper undertakes a critical review of these studies with the goal of synthesizing the emerging lessons and understanding the limitations of the existing research and the areas in which more work is needed. It finds that there is substantial heterogeneity in the length, content, and types of firms participating in the training programs evaluated. Many evaluations suffer from low statistical power, measure impacts only within a year of training, and experience problems with survey attrition and measurement of firm profits and revenues. Over these short time horizons, there are relatively modest impacts of training on survivorship of existing firms, but stronger evidence that training programs help prospective owners launch new businesses more quickly. Most studies find that existing firm owners implement some of the practices taught in training...

A Tale of Two Species : Revisiting the Effect of Registration Reform on Informal Business Owners in Mexico

Bruhn, Miriam
Fonte: Elsevier Publicador: Elsevier
Tipo: Artigo de Revista Científica
EN_US
Relevância na Pesquisa
56.79%
Some argue that informal business owners are viable entrepreneurs who do not register due to complex regulation. Others claim that they are making a living while searching for a job. This paper suggests that a mix of both views is correct. I separate informal business owners into those who have characteristics similar to wage workers and to formal business owners and study the impact of a business registration reform in Mexico on these two species. Informal business owners from the wage worker species are less likely to register due to the reform, but more likely to become wage workers since the reform created jobs. Informal business owners from the formal business owner species are more likely to register, but only in municipalities with high pre-reform constraints to formal entrepreneurship. These results explain why Bruhn, 2008 and Bruhn, 2011 finds no effect of the reform for all informal business owners taken together.

Striving for Business Success : Voices of Liberian Women Entrepreneurs

World Bank Institute; International Finance Corporation
Fonte: Washington, DC Publicador: Washington, DC
EN_US
Relevância na Pesquisa
46.57%
Women in post-conflict economies face a number of challenges. Often their businesses stay at embryonic stages only, due to three key limitations relating to: knowledge of business vision and management; access to finance and markets; and access to role models and networks. Added to the complexity is the risk of having to start all over again due to their countriesapos; political instability and the limited infrastructure to make their businesses proper and become more efficient over time. This report presents findings on the situation of women entrepreneurs in Liberia. It discusses the challenges that female entrepreneurs face as well as enabling factors that they encounter when operating their businesses in Liberiaapos;s post-conflict environment. Through the voices and experiences of women - as in the IFC series quot;Voices of Women Entrepreneursquot; that inspires it - this report sheds some light on the specificities of women doing business in fragile and conflict-affected situations (FCS), such as those in Liberia. It identifies operational lessons and proposes recommendations on how to support women entrepreneurs and contribute to their economic empowerment in the transition from post-conflict to reconstruction and development. The women interviewed for this report highlighted how obstacles...

SMEs and Women-owned SMEs in Mongolia : Market Research Study

International Finance Corporation
Fonte: Washington, DC Publicador: Washington, DC
EN_US
Relevância na Pesquisa
46.66%
Chapter one summarizes the scope of the study and outlines its key objectives. It explains the rationale for collecting data on SMEs in Mongolia in general and women-owned SMEs in particular. It also provides recommendations for integrating the insights form the study into the on-the-ground practice of SME banking, as well as potential interventions on the regulatory and policy level. Chapter two begins with the analysis of the general macroeconomic context and provides an overview of the SME sector in Mongolia. The chapter analyzes the latest trends in development of the business environment and the legal framework relevant for SMEs and women-owned SMEs. Chapter three examines the aspect of supply in financial and non-financial products and services currently offered to SMEs by commercial banks and non-bank financial institutions. It also reviews the support provided to SMEs by international financial institutions. Chapter four provides detailed overview of the findings of the demand study, explores the features of SMEs...

Understanding Business Success through the Lens of SME Founder-Owners in Australia and Malaysia

Ahmad, Noor Hazlina; Seet, Pi-Shen
Fonte: Inderscience Publicador: Inderscience
Tipo: Artigo de Revista Científica
Publicado em //2009
Relevância na Pesquisa
46.55%
Given the lack of consensus on how to measure success, this paper explores the meaning of business success as perceived by SME business owners in Australia and Malaysia. A qualitative methodology was adopted whereby semi structured interviews were conducted with ten entrepreneurs from each country. A content analysis of the interview data identified 20 criteria for defining success, broadly categorised into: 1 financial 2 lifestyle 3 social responsibility 4 customer satisfaction criteria clusters. Interestingly, the answers provided by Australian entrepreneurs were largely similar to the Malaysians. However, slight differences relating to aspects of financial, lifestyle and social responsibility were identified. Overall, this study finds evidence for the utilisation of multidimensional measures of business success in Australia and Malaysia.; Ahmad N. and Seet P-S; Copyright (c) 2009 Inderscience Enterprises

Effects of Land Misallocation on Capital Allocations in India

Duranton, Gilles; Ghani, Ejaz; Goswami, Arti Grover; Kerr, William R.
Fonte: World Bank, Washington, DC Publicador: World Bank, Washington, DC
Tipo: Working Paper; Publications & Research :: Policy Research Working Paper; Publications & Research
ENGLISH; EN_US
Relevância na Pesquisa
46.55%
Growing research and policy interest focuses on the misallocation of output and factors of production in developing economies. This paper considers the possible misallocation of financial loans. Using plant-level data on the organized and unorganized sectors, the paper describes the temporal, geographic, and industry distributions of financial loans. The focus of the analysis is the hypothesis that land misallocation might be an important determinant of financial misallocation (for example, because of the role of land as collateral against loans). Using district-industry variations, the analysis finds evidence to support this hypothesis, although it does not find a total reduction in the intensity of financial loans or those being given to new entrants. The analysis also considers differences by gender of business owners and workers in firms. Although potential early gaps for businesses with substantial female employment have disappeared in the organized sector, a sizeable and persistent gap remains in the unorganized sector.

Examining tourism SME owners' place attachment, support for community and business performance: the role of the enlightened self-interest model

Hallak, R.; Brown, G.; Lindsay, N.
Fonte: Routledge Publicador: Routledge
Tipo: Artigo de Revista Científica
Publicado em //2013 EN
Relevância na Pesquisa
46.46%
This research examines how support for the local community by small tourism businesses influences their enterprise performance, and the extent to which the owners’ place attachment influences the level of support that they provide to the community. Confirmatory factor analysis and structural equation modelling were used to analyse the responses from the owners of 298 small and medium tourism enterprises (SMTEs) operating in regional South Australia. Results of the analysis provide support for the validity of a structural model. The place attachment of tourism business owners has a significant positive effect on their support for the community which in turn has a significant positive effect on enterprise performance. The robustness of the structural model was tested through a series of invariance (equality) tests. Results demonstrate that the causal relationships among place attachment, support for community and enterprise performance hold true (are invariant) irrespective of the gender of the business owner, the size of the business, and/or the length of time the business has been operating. These findings have implications for research scholars in developing more robust tests of model relationships between and across groups, and for tourism policymakers aiming to support the sustainable development of regional tourism destinations.; Rob Hallak...

Does a Picture Paint a Thousand Words? Evidence from a Microcredit Marketing Experiment

Giné, Xavier; Mansuri, Ghazala; Picón, Mario
Fonte: World Bank, Washington, DC Publicador: World Bank, Washington, DC
Tipo: Publications & Research :: Policy Research Working Paper; Publications & Research
ENGLISH
Relevância na Pesquisa
46.75%
Female entrepreneurship is low in many developing economies partly because of constraints on women's time and mobility, which are often reinforced by social norms. This paper analyzes a marketing experiment designed to encourage women to adopt a new microcredit product. A brochure with the same content but two different covers was randomly distributed among male and female borrowing groups. One cover featured five businesses run by men, while the other showed identical businesses run by women. Men and women responded to psychological cues. Among men who were not business owners, had lower measured ability and whose wives were less educated, the responses to the female brochure were more negative, as did female business owners with low autonomy within the household. Women with relatively high levels of autonomy had a similar negative response to the male brochure, while there was no effect on female business owners with autonomy. Overall, these results suggest that women's response to psychological cues, such as positive role models...

Ready for Growth : Solutions to Increase Access to Finance for Women-Owned Businesses in the Middle East and North Africa

World Bank
Fonte: Washington, DC Publicador: Washington, DC
Tipo: Publications & Research; Publications & Research :: Working Paper
ENGLISH; EN_US
Relevância na Pesquisa
46.68%
The Middle East and North Africa (MENA) region is at one of the most critical turning points in its modern history. The Arab spring was driven by the desire for economic opportunity and justice in the face of poverty and unemployment. The development of strong economies that enable both women and men to enhance their livelihoods is crucial for the future of the region. The growth and success of women-owned businesses is one of the most profound changes in the business world today. There is no doubt that women are an emerging market force. However, many businesswomen are not accessing commercial credit, an essential driver of business success. Lack of access to finance and financial services is repeatedly identified as the major constraint for women business owners. This report 'ready for growth: solutions to increase access to finance for women-owned business in the Middle East and North Africa', is designed to shed a light on those barriers. It is the result of a unique International Finance Corporation (IFC) partnership with vital voices and the Middle East and North Africa Businesswomen's Network (MENA BWN). Its purpose is to fill a critical gap in our knowledge of what women-owned businesses need in terms of financial products and services. Building on our knowledge of how commercial banks currently reach the women's market...

Gender-Based Differences Among Entrepreneurs and Workers in Lebanon

World Bank
Fonte: World Bank Publicador: World Bank
Tipo: Economic & Sector Work :: Country Gender Assessment (CGA)
ENGLISH
Relevância na Pesquisa
46.5%
Lebanon has faced a continuous series of economic setbacks fueled by mounting political uncertainties and war over the decades. The current global financial crisis compounds the levels of uncertainty and anxiety facing households with regards to their future security. The need for earned income and employment is therefore higher than ever and an increasing number of women are entering the labor market as a means of generating additional income for themselves and their families. Women in Lebanon enjoy high social indicators both in education and health. The female to male ratios in secondary and tertiary enrollment are 110 and 116 percent respectively. However, women's participation in the economy whether in the labor market or private sector investment is relatively low, especially when compared to their female counterparts in other similar middle income countries. Female labor force participation in Lebanon is 37 percent compared to 84 percent for men and according to the Lebanese national survey of household living condition (2004)...

Does a Picture Paint a Thousand Words? Evidence from a Microcredit Marketing Experiment

Giné, Xavier; Mansuri, Ghazala; Picón, Mario
Fonte: World Bank Publicador: World Bank
Tipo: Journal Article; Journal Article
EN_US
Relevância na Pesquisa
46.7%
Female entrepreneurship is low in many developing economies partly due to constraints on women's time and mobility, often reinforced by social norms. We analyze a marketing experiment designed to encourage female uptake of a new microcredit product. A brochure with two different covers was randomly distributed among male and female borrowing groups. One cover featured 5 businesses run by men while the other had identical businesses run by women. We find that both men and women respond to psychological cues. Men who are not themselves business owners, have lower measured ability and whose wives are less educated respond more negatively to the female brochure, as do women business owners with low autonomy within the household. Women with relatively high levels of autonomy shown the male brochure have a similar negative response, while there is no effect on female business owners with autonomy shown the female brochure. Overall, these results suggest that women's response to psychological cues, such as positive role models, may be mediated by their autonomy and that more disadvantaged women may require more intensive interventions.

Invitation Choice Structure Has No Impact on Attendance in a Female Business Training Program in Kenya

Diwan, Faizan; Makana, Grace; McKenzie, David; Paruzzolo, Silvia
Fonte: Public Library of Science Publicador: Public Library of Science
Tipo: Journal Article; Publications & Research :: Journal Article; Publications & Research
EN_US
Relevância na Pesquisa
46.57%
Business training programs are a common form of support to small businesses, but organizations providing this training often struggle to get business owners to attend. We evaluate the role of invitation choice structure in determining agreement to participate and actual attendance. A field experiment randomly assigned female small business owners in Kenya (N = 1172) to one of three invitation types: a standard opt-in invitation; an active choice invitation where business owners had to explicitly say yes or no to the invitation; and an enhanced active choice invitation which highlighted the costs of saying no. We find no statistically significant effect of these alternative choice structures on willingness to participate in training, attending at least one day, and completing the course. The 95 percent confidence interval for the active treatment effect on attendance is [−1.9%, +9.5%], while for the enhanced active choice treatment it is [−4.1%, +7.7%]. The effect sizes consistent with our data are smaller than impacts measured in health and retirement savings studies in the United States. We examine several potential explanations for the lack of effect in a developing country setting. We find evidence consistent with two potential reasons being limited decision-making power amongst some women...

Business Vulnerability To Disaster-Related Lifeline Disruption

Tierney, Kathleen J.; Nigg, Joanne M.
Fonte: Disaster Research Center Publicador: Disaster Research Center
Tipo: Outros Formato: 558853 bytes; application/pdf
EN_US
Relevância na Pesquisa
46.59%
Surveys in Memphis, Tennessee and Des Moines, Iowa indicate that business owners rate electricity as the most important lifeline service. In Des Moines, where the survey was conducted following the 1993 Midwest floods, proprietors tend to assign greater importance than Memphis business owners to other lifeline services. Data on the business impacts of the 1993 floods indicate that lifeline service interruptions were widespread, were perceived by business owners as very disruptive, and were a much more significant source of business closure than actual physical flooding.

Psychometrics as a Tool to Improve Screening and Access to Credit

Arráiz, Irani; Bruhn, Miriam; Stucchi, Rodolfo
Fonte: World Bank, Washington, DC Publicador: World Bank, Washington, DC
Tipo: Working Paper; Publications & Research :: Policy Research Working Paper; Publications & Research
ENGLISH; EN_US
Relevância na Pesquisa
46.63%
This paper studies the use of psychometric tests, which were designed by the Entrepreneurial Finance Lab as a tool to screen out high credit risk and potentially increase access to credit for small business owners in Peru. The analysis uses administrative data covering the period from June 2011 to April 2014 to compare debt accrual and repayment behavior patterns across entrepreneurs who were offered a loan based on the traditional credit-scoring method versus the Entrepreneurial Finance Lab tool. The paper finds that the psychometric test can lower the risk of the loan portfolio when used as a secondary screening mechanism for already banked entrepreneurs—that is, those with a credit history. For unbanked entrepreneurs—those without a credit history—using the Entrepreneurial Finance Lab tool can increase access to credit without increasing portfolio risk.

i9 – Novo Modelo de Gestão de Inovação em uma Empresa de Serviço de Entretenimento; I9 – NEW MODEL FOR INNOVATION MANAGEMENT IN AN ENTERTAINMENT SERVICES BUSINESS; I9 – NEW MODEL FOR INNOVATION MANAGEMENT IN AN ENTERTAINMENT SERVICES BUSINESS

Faria, Nelson; UFRJ; Sofia, Lindália; FGV-Rio
Fonte: Universidade Federal Fluminense - LATEC Publicador: Universidade Federal Fluminense - LATEC
Tipo: info:eu-repo/semantics/article; info:eu-repo/semantics/publishedVersion; Formato: application/pdf
Publicado em 04/10/2012 POR
Relevância na Pesquisa
46.51%
A inovação em empresas de serviços é um assunto importante não somente para os empresários como também para os funcionários. Apesar de sua relevância econômica, a indústria de serviços tem recebido relativamente pouca atenção nas pesquisas de inovação. As organizações prestadoras de serviços competem em ambientes que se modificam rapidamente, enfrentando pressões crescentes tanto de competidores conhecidos quanto de concorrentes não tradicionais. A inovação é a principal forma que essas organizações têm para competir, especialmente aquelas que enfrentam a desregulamentação. A inovação é também um instrumento na construção e desenvolvimento da imagem das empresas que lidam com intangíveis. Além disso, o grau de exigência dos consumidores de serviços das empresas de entretenimento está cada vez maior e, com o aumento da concorrência a partir da entrada de novas operadoras de distribuição de conteúdo, o telespectador passou a ter maiores opções de alternativas de mídias audiovisuais. A própria conscientização do consumidor faz com que as empresas tenham a preocupação de fornecer produtos cada vez com mais qualidade. A criatividade e a inovação passam a ser fatores diferenciais para a sobrevivência de uma empresa de entretenimento. Quando se define inovação em serviços de entretenimento...