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Gestão pós-ocupação em edifícios reabilitados para habitação de interesse social no centro de São Paulo.; Renovated buildings post-occupancy management for affordable housing in downtown São Paulo.

Costa, Débora Cristina Beraldes
Fonte: Biblioteca Digitais de Teses e Dissertações da USP Publicador: Biblioteca Digitais de Teses e Dissertações da USP
Tipo: Dissertação de Mestrado Formato: application/pdf
Publicado em 24/04/2009 PT
Relevância na Pesquisa
66.62%
Este trabalho verifica os aspectos positivos e negativos existentes na gestão pósocupação de cinco edifícios reabilitados para Habitação de Interesse Social (HIS) em São Paulo com mais de dois anos uso. Os prédios selecionados pertencem ao Programa de Arrendamento Residencial (PAR) da Caixa Econômica Federal (CEF) em convênio com a Prefeitura da Cidade de São Paulo (PMSP) e suas unidades habitacionais são arrendadas a famílias com renda mensal entre três e seis salários mínimos. Na pesquisa são levantadas as dificuldades existentes neste período relacionadas aos aspectos sociais e econômicos dos moradores, assim como aos aspectos físicos e arquitetônicos do edifício. A metodologia utilizada inclui levantamento bibliográfico, entrevistas com os agentes responsáveis pela execução do programa habitacional e com os moradores dos edifícios. Após análise dos principais fatos que caracterizam a gestão pós-ocupação dos prédios, são apontadas as possíveis razões para as dificuldades encontradas na gestão. Destaca-se a falta de um trabalho social contínuo que monitore as relações sociais existentes no condomínio e que garanta a permanência da população no programa. Como resultado final do estudo são elencadas algumas alternativas para buscar a minimização dos problemas.; This work verifies the positive and negative aspects that exist in the post-occupancy management of five buildings that have been renovated for use as affordable housing in São Paulo...

Tax Incentives for Affordable Housing: The Low Income Housing Tax Credit

Desai, Mihir A.; Dharmapala, Dhammika; Singhal, Monica
Fonte: University of Chicago Press Publicador: University of Chicago Press
Tipo: Artigo de Revista Científica
EN_US
Relevância na Pesquisa
66.77%
The Low Income Housing Tax Credit (LIHTC) represents a novel tax expenditure program that employs “investable” tax credits to spur production of low-income rental housing. While it has grown into the largest source of new affordable housing in the U.S. and its structure is now being replicated in other programs, the LIHTC has also drawn skepticism and calls for its repeal. We provide estimates of tax expenditures under this program and discuss pricing, efficiency, and distributional effects of the program. We also consider the impacts of the recent financial crisis on the LIHTC program and explore implications of resulting policy changes and proposals.

Second to None: Secondary Suites and Affordable Housing for Seniors in Kingston, Ontario

Bolduc, Jacob
Fonte: Quens University Publicador: Quens University
Tipo: Relatório
EN
Relevância na Pesquisa
67.05%
EXECUTIVE SUMMARY Canadian cities are facing a housing crisis, as the cost of homeownership and rental rates are increasing beyond the affordability of many Canadians. As the number of purpose-built rental units has remained stagnant for the last 15 years, and the average cost of a new home has nearly doubled from 2001 to 2010, municipalities are facing a major challenge in providing housing at affordable levels while ensuring a quality stock of all dwelling types. Secondary suites are units built within existing dwellings, or in accessory buildings, that have private entrances, kitchen and washroom facilities and living space. These units utilize the existing housing stock and are a form of intensification that capitalizes on Canada’s primary dwelling type: single-detached homes. The City of Kingston is a medium-sized Ontario municipality that has recently developed a secondary suites program to combat increasingly unaffordable rents. The City is marred by low vacancy rates and a comparatively low number of rental units considering the demand for rental units by seniors, students and other demographics. Kingston has one of the highest percentages of senior residents in the province and it is estimated that the number will continue to rise as the baby-boomers enter retirement and seek the amenities and services provided in the City...

Arab Republic of Egypt : Analysis of Housing Supply Mechanisms, Final Note

World Bank
Fonte: Washington, DC Publicador: Washington, DC
EN_US
Relevância na Pesquisa
57.05%
The objective of this study, requested by the Minister of Housing, Utilities and Urban Development, is to assist the government of Egypt in: formulating a coherent national affordable housing strategy which puts in place an effective institutional and regulatory framework that creates the necessary conditions for an efficiently functioning housing market, devises the incentive structure needed to promote increased private sector participation in affordable housing supply and the subsidy package to enable limited-income households to access affordable housing, and addresses distortions in factor markets; and designing the foundations and key elements of the national affordable housing program for Egypt, which aims to enable the delivery of 500,000 affordable housing units in the coming six years. This study critically analyzes the existing situation on housing supply in urban areas in Egypt. This includes examining existing formal and informal mechanisms for the supply/ delivery of urban housing in Egypt, institutions responsible for supply and regulation...

Expanding Access to Housing Finance : Task 1. Business and Sustainability Plan for Affordable Housing Finance Pilot Projects

Merrill, Sally; Kayiira, Duncan; Kalema, William
Fonte: World Bank, Washington, DC Publicador: World Bank, Washington, DC
EN_US
Relevância na Pesquisa
67%
The objective of the First Initiative Project in Uganda is to expand the access of households to housing finance, especially modest and lower income households, by introducing new and innovative housing loan products, by introducing innovative loan products combined with affordable housing designs. The project has delivered two studies to the Bank of Uganda: i) a study addressing the financial and banking sector context for housing finance, liquidity and liquidity management, and the resultant potential for use of retail funds for mortgage lending; and ii) a feasibility study for housing finance pilots targeted at modest and lower income households, seeking to introduce innovative loan products combined with lower cost house design in a planned urban setting. This paper, business and sustainability plan for affordable housing finance pilot projects, provides supporting technical detail for the feasibility study for design of pilot projects for modest and lower income households, including the need for more liquidity for lenders involved in lending to lower income households. Two types of pilot projects have been developed: one for starter homes for modest income households and one for an incrementally built home for low-modest income households. The recommended loan products include a down-market or...

Expanding Housing Finance in Uganda : Task 2. Study to Examine the Use of Retail Funds for Mortgage Lending

Hanouch, Michel; Ketley, Richard; Kramer, Jessica; Wiese, Christo
Fonte: World Bank, Washington, DC Publicador: World Bank, Washington, DC
EN_US
Relevância na Pesquisa
56.95%
The objective of the First Initiative Project in Uganda is to expand the access of households to housing finance, especially modest and lower income households, by introducing new and innovative housing loan products, by introducing innovative loan products combined with affordable housing designs. The project has delivered two studies to the Bank of Uganda: i) a study addressing the financial and banking sector context for housing finance, liquidity and liquidity management, and the resultant potential for use of retail funds for mortgage lending; and ii) a feasibility study for housing finance pilots targeted at modest and lower income households, seeking to introduce innovative loan products combined with lower cost house design in a planned urban setting. This paper, business and sustainability plan for affordable housing finance pilot projects, provides supporting technical detail for the feasibility study for design of pilot projects for modest and lower income households, including the need for more liquidity for lenders involved in lending to lower income households. Two types of pilot projects have been developed: one for starter homes for modest income households and one for an incrementally built home for low-modest income households. The recommended loan products include a down-market or...

Access to Affordable and Low-Income Housing in East Asia and the Pacific

World Bank
Fonte: Washington, DC Publicador: Washington, DC
EN_US
Relevância na Pesquisa
57.04%
Across the world, the housing sector plays a key role in local and national economies, and expanding access to housing can encourage more equitably shared economic growth. This report surveys current policy interventions designed to encourage affordable housing in East Asia and the Pacific (EAP). The purpose of this report is to provide a general overview of the recent trends in urbanization and development in EAP and to consider different forms of government, market, and nonprofit actions that support housing affordability. It will also highlight key constraints and barriers that restrict the provision of low-cost housing in urban areas. Housing is important because it represents a significant household expenditure. The report assesses the strengths and limitations of affordable housing strategies used by different countries throughout EAP. This report offers broad conclusions that account for the broad social, political, and institutional variation among EAP countries; as such, these conclusions may well be applicable to more than one country context. The report also provides specific recommendations for improvement where existing interventions are new or have proven less successful. The report is divided into following chapters: chapter one gives introduction. Chapter two examines trends in urbanization rates...

Analysis of Housing Partnerships Using the Balanced Scorecard Framework

Garzon, Zhayda L
Fonte: FIU Digital Commons Publicador: FIU Digital Commons
Tipo: Artigo de Revista Científica Formato: application/pdf
Relevância na Pesquisa
57.05%
Housing Partnerships (HPs) are collaborative arrangements that assist communities in the delivery of affordable housing by combining the strengths of the public and private sectors. They emerged in several states, counties, and cities in the eighties as innovative solutions to the challenges in affordable housing resulting from changing dynamics of delivery and production. My study examines HPs with particular emphasis upon the identification of those factors associated with the successful performance of their mission of affordable housing. I will use the Balanced Scorecard (BSC) framework in this study. The identification of performance factors facilitates a better understanding of how HPs can be successful in achieving their mission. The identification of performance factors is significant in the context of the current economic environment because HPs can be viewed as innovative institutional mechanisms in the provision of affordable housing. The present study uses a mixed methods research approach, drawing on data from the IRS Form 990 tax returns, a survey of the chief executives of HPs, and other secondary sources. The data analysis is framed according to the four perspectives of BSC: the financial, customer, internal business...

Integrating affordable housing and sustainable housing: bridging two merit goods in Australia

Zillante, G.; Pullen, S.; Wilson, L.; Davidson, K.; Chileshe, N.; Zuo, J.; Arman, M.
Fonte: Industrialised, Integrated, Intelligent Construction; UK Publicador: Industrialised, Integrated, Intelligent Construction; UK
Tipo: Parte de Livro
Publicado em //2013 EN
Relevância na Pesquisa
67.09%
Interest among planning and policy makers in environmentally sustainable housing has risen in recent years as a response to the global goal of attaining sustainable development. In Australia, there has long been concern that the market might under-provide affordable housing and, more recently, concerns have been raised over the capacity of the market to provide sustainable housing. Governments in Australia have intervened through subsidies, tax incentives and more direct forms of support for the provision of affordable and sustainable housing. Providing environmentally sustainable housing is thus perceived to be a “merit good” in Australia. That is, a good that has social merit but one that is underprovided by markets. Contemporary housing policy debate in Australia has emphasised the need to respond to a growing housing affordability challenge. Affordable housing might also be seen to be a merit good in Australia. Nevertheless there has been a reluctance to consider housing sustainability in the same context as housing affordability. This chapter addresses the debate over affordable and sustainable housing in Australia by drawing on learnings from the Ecocents Living research project to suggest a conceptual basis to understand the issues at hand. Ecocents Living is a project that seeks to integrate the concepts of affordable and sustainable housing into a model to guide industrial implementation of sustainable and affordable housing. It is argued that the concepts of sustainable housing and affordable housing have synergies that warrant consideration and the further development of an embryonic model for integrating sustainable and affordable housing is offered in this chapter.; George Zillante...

Housing cooperatives : the lived experience in an alternative tenure.

Bunce, David Michael
Fonte: Universidade de Adelaide Publicador: Universidade de Adelaide
Tipo: Tese de Doutorado
Publicado em //2013
Relevância na Pesquisa
56.92%
This main purpose of the thesis is to investigate the lived experiences of residents in eight housing co-operatives, four in Australia, two in the United States and two in Canada. The thesis gives the primary voice to the residents which enable them to convey their experiences as consumers of housing through their narratives. The secondary aim of the thesis is to ask how, and by what means, can housing cooperatives in Australia become more widespread and contribute to the country’s affordable housing stock? Affordable housing has been the subject of much public and policy debate in Australia. Housing cooperatives are an extremely small contributor in the low to moderate income housing sector in Australia and are usually associated with the public housing sector. Research was also undertaken in the United States and Canada because these countries have long-established housing cooperative sectors which may provide valuable lessons, transferable models and suggestions for alternative methods of funding. The thesis findings are presented through the lens of self-selection, residential satisfaction, quality of life, social capital, and physical and ontological security. Barriers to the formation of housing cooperatives in Australia are identified. The overseas research suggests the possibility of transferable financial models. Alternative forms of housing cooperatives situated outside of the public housing realm are proposed in order to grow the sector and make this type of affordable housing more widely available to Australians.; Thesis (Ph.D.) -- University of Adelaide...

Affordable housing and urban regeneration in Portugal: a troubled tryst?

Branco, Rosa; Alves, Sónia, 1973-
Fonte: Aalborg Universitet Publicador: Aalborg Universitet
Tipo: Conferência ou Objeto de Conferência
Publicado em //2015 ENG
Relevância na Pesquisa
56.72%
The process of decline in historic city centres has been inseparable from the decline in the resident population, significantly among families with greater purchasing power. Statistical data on population and housing show that the historic centres of Lisbon and Porto have maintained a recessive demographic trajectory over recent decades. Despite some signs of sporadic residential gentrification, the local social fabric continues to be characterized by an ageing population and weak educational and socio-economic capital. In the current phase of economic and social crisis, it is critical to consider whether and how the new agents of urban regeneration, in particular the Urban Rehabilitation Societies, are providing affordable housing in these areas. In this context, it makes sense to discuss the meaning of concepts and models of social and affordable housing in Portugal since they are key elements in the analysis of the sustainability and social relevance of current strategies.

Vietnam Affordable Housing; A Way Forward

World Bank Group
Fonte: World Bank, Washington, DC Publicador: World Bank, Washington, DC
Tipo: Report; Economic & Sector Work :: Other Urban Study; Economic & Sector Work
ENGLISH; EN_US
Relevância na Pesquisa
57.04%
Affordable housing will be instrumental to helping Vietnam achieve its goals for increasing productivity and inclusive urban growth. Since Doi Moi, the country has experienced impressive economic growth, averaged at 7.4 percent per annum from 1990 to 2008, lowering to an average of 6 percent per annum from 2007 to 2013. Strong economic growth has supported a substantial reduction in poverty, from 58 percent in 1993 to 17 percent in 20121. Yet, the country has remained largely rural, with more than half of its population working in the agricultural sector, which only contributed 17 percent of GDP in 20142. In some countries, urbanization has been used as a tool to accelerate economic growth and poverty reduction. As Vietnam aims to maintain a high growth rate, supporting urbanization, where cities contribute a growing share of jobs and GDP, will be an important measure. This structural shift will drive population growth and new demand for housing in cities, for which quality and affordable housing options in well-serviced and connected settlements will be needed. Areas of particular importance in the Law is support toward self-built housing...

National housing policy in Australia: are new initiatives in affordable housing sustainable?

Wilson, L.; Arman, M.; Zillante, G.; Pullen, S.; Zuo, J.; Chileshe, N.
Fonte: Common Ground Publicador: Common Ground
Tipo: Artigo de Revista Científica
Publicado em //2010 EN
Relevância na Pesquisa
66.93%
House price growth in Australia has outstripped income growth to the point where more than one million low and middle income households are now experiencing housing stress. Moreover, social housing provision has been gradually wound back in Australia since the 1980s in favour of a residual model based on tax concessions and subsidies, that has exacerbated the problem. However innovative policies introduced in 2009 by the Australian Government in response to the global economic crisis suggest a change indirection that might offer new, affordable social housing in a difficult economic climate. This paper critically reviews affordable housing policy in Australia and new initiatives such as the National Affordable Housing Agreements. We conclude that current initiatives remain constrained by hastily implemented policies, a 'rush to build' and a reluctance to provide an ongoing commitment to social housing.; Lou Wilson, Michael Arman, George Zillante, Stephen Pullen, Jian Zuo, Nicholas Chileshe

Affordable and sustainable housing: what can Australia learn from the UK?

Arman, M.; Pullen, S.; Zillante, G.; Zuo, J.; Wilson, L.
Fonte: APNHR; Online Publicador: APNHR; Online
Tipo: Conference paper
Publicado em //2009 EN
Relevância na Pesquisa
56.91%
Improving housing affordability is a challenge for both the United Kingdom and Australia. Likewise, both countries are committed to sustainable development which inevitably means working the global goal into local policy responses. The two issues, however, need not be considered in isolation. Both countries need to develop housing that is both affordable and sustainable. This paper considers the history of affordable housing provision in the UK and compares this with the Australian experience. The paper then analyses recent affordability policy, developed at the same time as impressive sustainability policy that aims to see all new homes in the UK carbon neutral by 2016. The article looks at a practical application by summarising a new development at Milton Keynes. The concluding discussion considers what Australia could learn from the UK and what factors might inhibit an application of British policy and innovation to Australia's housing market.; Michael Arman, Stephen Pullen, George Zillante, Jian Zuo and Lou Wilson

Converting Land into Affordable Housing Floor Space

Bertaud, Alain
Fonte: World Bank, Washington, DC Publicador: World Bank, Washington, DC
Tipo: Publications & Research :: Policy Research Working Paper; Publications & Research
ENGLISH; EN_US
Relevância na Pesquisa
56.9%
Cities emerge from the spatial concentration of people and economic activities. But spatial concentration is not enough; the economic viability of cities depends on people, ideas, and goods to move rapidly across the urban area. This constant movement within dense cities creates wealth but also various degrees of unpleasantness and misery that economists call negative externalities, such as congestion, pollution, and environmental degradation. In addition, the poorest inhabitants of many cities are often unable to afford a minimum-size dwelling with safe water and sanitation, as if the wealth created by cities was part of a zero-sum game where the poor will be at the losing end. The main challenge for urban planners and economists is reducing cities' negative externalities without destroying the wealth created by spatial concentration. To do that, they must plan and design infrastructure and regulations while leaving intact the self-organizing created by land and labor markets. The balance between letting markets work and correcting market externalities through infrastructure investment and regulation is difficult to achieve. Too often...

Egypt - Next Step Recommendations for Affordable Housing Policy and the National Housing Program : Mortgaged-Linked Subsidies and Housing Supply considerations

World Bank
Fonte: Washington, DC Publicador: Washington, DC
Tipo: Economic & Sector Work :: Other Urban Study; Economic & Sector Work
ENGLISH
Relevância na Pesquisa
56.89%
At the request of the Government of Egypt (GOE), the objective of this brief note is to provide concise recommendations on next steps for the National Housing Program (NHP). These recommendations and policy analysis are an elaboration of the framework for housing policy reform in urban areas in Egypt, a draft of which was endorsed by the Ministry of Housing, Utilities and Urban Development (MHUUD) and the Ministry of Investment (MOI) in the high-level policy workshop held in September 2007. The Framework, an evolving strategy building blocks document, proposed a set of comprehensive housing sector reforms and improvements to the NHP consisting of five action channels - unlocking the vacant housing stock, creating a fluid rental market, enhancing affordability through improved access to housing finance and reduction of formal housing supply cost, improved targeting of subsidies, and transforming the government's role into an enabler of the housing market. During the Ministerial workshop in September 2007, it was agreed that the four priority actions were: (i) the design and implementation of a housing information system; (ii) mainstreaming the use of demand-based mortgage-linked subsidy instruments; (iii) set up of a high-level housing policymaking body to coordinate and rationalize the interventions of the different concerned stakeholders; and (iv) expansion of the Housing Demand Study to other areas of Egypt. United States Agency for International Development or USAID Second Technical Assistance for Policy Reform...

Housing Consumption and Urbanization

Lozano-Gracia, Nancy; Young, Cheryl
Fonte: World Bank Group, Washington, DC Publicador: World Bank Group, Washington, DC
Tipo: Publications & Research :: Policy Research Working Paper; Publications & Research
ENGLISH; EN_US
Relevância na Pesquisa
56.78%
Rapid urbanization in Sub-Saharan Africa places immense pressure on urban services to meet the needs of the burgeoning urban population. Although several country- or city-level reports offer insight into the housing challenges of specific places, little is known about regional patterns affecting housing markets. This lack of clear knowledge on the relative importance of the factors influencing households' housing demand in countries in Sub-Saharan Africa inhibits policy makers, researchers, the private sector, and development partners from making informed decisions when addressing affordable housing provision and the rapid increase in and growth of informal settlements. To shed light on the contours of housing patterns and impediments impacting the region's households, this paper provides a systematic review of housing conditions in Sub-Saharan Africa. By drilling down into the housing issues in the region from the perspective of the household, the paper analyses the trade-offs households make in allocating their budgets over time to housing and other amenities and provides a first approximation at understanding the differences in households' expenditure patterns and housing decisions across countries. The findings suggest that rather than emphasizing policies that purport to increase expenditures on housing at this stage of development...

Converting Land into Affordable Housing Floor Space

Bertaud, Alain
Fonte: World Bank, Washington, DC Publicador: World Bank, Washington, DC
Tipo: Publications & Research :: Working Paper; Publications & Research
ENGLISH; EN_US
Relevância na Pesquisa
56.9%
Cities emerge from the spatial concentration of people and economic activities. But spatial concentration is not enough; the economic viability of cities depends on people, ideas, and goods to move rapidly across the urban area. This constant movement within dense cities creates wealth but also various degrees of unpleasantness and misery that economists call negative externalities, such as congestion, pollution, and environmental degradation. In addition, the poorest inhabitants of many cities are often unable to afford a minimum-size dwelling with safe water and sanitation, as if the wealth created by cities was part of a zero-sum game where the poor will be at the losing end. The main challenge for urban planners and economists is reducing cities' negative externalities without destroying the wealth created by spatial concentration. To do that, they must plan and design infrastructure and regulations while leaving intact the self-organizing created by land and labor markets. The balance between letting markets work and correcting market externalities through infrastructure investment and regulation is difficult to achieve. Too often...

Encouraging Sustainable and Equitable Upgrades to New York City’s Affordable Housing Stock

Hou, Ying; Quinlan, Maureen
Fonte: Universidade Duke Publicador: Universidade Duke
Tipo: Masters' project
Publicado em 26/04/2013 EN_US
Relevância na Pesquisa
66.96%
This study offers a qualitative appraisal of the interaction between affordable housing policies and energy efficiency in New York City. We summarize key affordable housing policies and energy efficiency programs at the federal, state and local levels, profile relevant government organizations, and assess the current efficiency potential in New York City's affordable housing stock. We identify confounding informational, financial, and policy barriers that prevent the full realization of this technical potential. These major barriers include: a lack of affordable housing energy performance data, a lack of information about existing funding resources, misalignment between housing subsidies and energy conservation, substantial upfront investment and transaction costs, underfunding of existing efficiency programs, and the tenant-landlord split incentive. Lastly, we recommend strategies to enhance the energy performance of affordable housing in New York City through policy interventions that benefit both tenants and building owners. This research will be utilized by BetterBuildingsNY to inform their building advocacy efforts.

Encouraging Sustainable and Equitable Upgrades to New York City's Affordable Housing Stock

Quinlan, Maureen; Hou, Ying
Fonte: Universidade Duke Publicador: Universidade Duke
Tipo: Masters' project
Publicado em 26/04/2013 EN_US
Relevância na Pesquisa
66.96%
This study offers a qualitative appraisal of the interaction between affordable housing policies and energy efficiency in New York City. We summarize key affordable housing policies and energy efficiency programs at the federal, state and local levels, profile relevant government organizations, and assess the current efficiency potential in New York City's affordable housing stock. We identify confounding barriers that prevent the full realization of this technical potential. These major barriers include: a lack of affordable housing energy performance data, a lack of information about existing funding resources, misalignment between housing subsidies and energy conservation, substantial upfront investment and transaction costs, underfunding of existing efficiency programs, and the tenant-landlord split incentive. Lastly, we recommend strategies to enhance the energy performance of affordable housing in NYC through policy interventions that benefit both tenants and building owners. This research will be utilized by BetterBuildingsNY to inform their building advocacy efforts.