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Financing Higher Education in Africa

World Bank
Fonte: World Bank Publicador: World Bank
Relevância na Pesquisa
46.07%
This report demonstrated that the key for success in a globalized world lies increasingly in how effectively a country can assimilate the available knowledge and build comparative advantages in areas with good growth prospects and how it can use technology to address the most pressing environmental challenges. Higher-level institutions in Sub-Saharan Africa that is equipped to impart quality education and conduct relevant applied research can play a critical role in producing workers with the skills to assimilate technology and make effective decisions that help industry to diversify into a broader range of products. Good-quality and relevant higher education is also a key to stimulating innovations in new varieties of crops, new materials, or sources of energy that would facilitate progress toward reducing poverty, achieving food security, and improving health. This report is a follow-up to the 2008 study. It examines current practices in financing higher education in Sub-Saharan Africa, taking into account the significant differences that exist among countries. Drawing on experience from around the world...

The Role and Impact of Public-Private Partnerships in Education

Patrinos, Harry Anthony; Barrera-Osorio, Felipe; Guaqueta, Juliana
Fonte: World Bank Publicador: World Bank
Relevância na Pesquisa
45.93%
The book examines five ways through which public-private contracts can help countries meet education goals. First, public-private partnerships can increase access to good quality education for all, especially for poor children who live in remote, underserved communities and for children in minority populations. Second, lessons for innovative means of financing education can be particularly helpful in post-conflict countries undergoing reconstruction. Third, lessons about what works in terms of public-private partnerships contribute to the development of a more differentiated business model especially for middle-income countries. Fourth, the challenge of meeting the education Millennium Development Goals in less than a decade is a daunting one in the poorest countries. Understanding new partnership arrangements within a broad international aid architecture in education can help bring us closer to those goals. Fifth, some very innovative public-private partnership arrangements are happening in Arab countries...

Costa Rica : Competitiveness Diagnostic and Recommendations

World Bank
Fonte: World Bank Publicador: World Bank
Relevância na Pesquisa
45.96%
Costa Rica is a clear success story. The country enjoys the highest standard of living in Central America and one of the highest in Latin America and the Caribbean (LAC). Not surprisingly, poverty levels are among the lowest in LAC. Indeed in 2004, Costa Rica had the second lowest poverty headcount in LAC with just nine percent of households below the US$2 poverty line. This report is a contribution to those efforts. Based on multiple data sources, it assesses the main obstacles that affect private sector growth in Costa Rica and provides policy options and targeted interventions for improving the business environment and increasing competitiveness, with the goal of achieving sustained and broad-based growth. In this regard, the main focus of the report is on the long-term instead of on cyclical issues. This report outlines a program to address the critical bottlenecks that hamper Costa Rica in diverse fields including infrastructure, technological innovation and quality, human capital, red tape, and access to credit. The result is a rich and encompassing agenda. The rest of the report is structured in the following way. In section two...

Higher Education Financing in the New EU Member States : Leveling the Playing Field

Canning, Mary; Godfrey, Martin; Holzer-Zelazewska, Dorota
Fonte: Washington, DC: World Bank Publicador: Washington, DC: World Bank
EN_US
Relevância na Pesquisa
46.15%
The study reviews the experience in the EU8 countries of the emergence of private higher education institutions and introduction of fees for student who do not gain regular admission. This has resulted in a dual-track system that is affecting the equity of access to higher education. The authors have addressed this with a variety of financing mechanisms in the EU8 countries and seek to develop some useful policy options to "level the playing field" for countries contemplating further reforms, which would include the introduction of variable fees, needs-based grants and loans to increase private financial flows into higher education while facilitating equal access across the board. The study begins with and introduction. Chapter 2 provides an overview of current higher education systems in the EU8 in a comparative perspective. Chapter 3 suggests some directions for further reform initiatives. Chapter 4 concludes.

Accessibility and Affordability of Tertiary Education in Brazil, Colombia, Mexico and Peru within a Global Context

Murakami, Yuki; Blom, Andreas
Fonte: World Bank, Washington, DC Publicador: World Bank, Washington, DC
Relevância na Pesquisa
46.15%
This paper examines the financing of tertiary education in Brazil, Colombia, Mexico and Peru, comparing the affordability and accessibility of tertiary education with that in high-income countries. To measure affordability, the authors estimate education costs, living costs, grants, and loans. Further, they compute the participation rate, attainment rate, and socio-economic equity index in education and the gender equity index as indicators of accessibility. This is the first study attempting to estimate affordability of tertiary education in Latin America within a global context. The analysis combines information from household surveys, expenditure surveys, and administrative and institutional databases. The findings show that families in Latin America have to pay 60 percent of per-capita income for tertiary education per student per year compared with 19 percent in high-income countries. Living costs are significant, at 29 percent of gross domestic product per capita in Latin America (19 percent in high-income countries). Student assistance through grants and loans plays a marginal role in improving affordability. Moreover...

Colombia - Assisting Talented Students from Low-income Families Attend Tertiary Education

Cerdán-Infantes, Pedro; Blom, Andreas
Fonte: World Bank, Washington, DC Publicador: World Bank, Washington, DC
Relevância na Pesquisa
46.01%
With the support of the ACCES (Acceso Con Calidad a la Educacion Superior, in Spanish) Project Colombia shifted its tertiary education policy, implementing comprehensive reforms to improve equity of tertiary education. The result of this shift has been impressive: enrollment in tertiary education increased by 30 percent in the last 3 years. The project has contributed to improved access to tertiary education for the poor through three direct outcomes: 1) the availability of student loans for low-income students was markedly improved by the project; 2) the support to doctoral programs has dramatically increased the number of Colombian doctoral students and programs; and 3) the institutional capacity of the Ministry of Education has increased substantially.

Funding Higher Education in Uganda in an Era of Growth

Nannyonjo, Harriet; Najjumba Mulindwa, Innocent; Usher, Alex
Fonte: World Bank, Washington, DC Publicador: World Bank, Washington, DC
EN_US
Relevância na Pesquisa
45.91%
This note presents a review of the system of funding higher education in Uganda and provides government and stakeholders with some options for meeting the twin goals of increasing participation and quality in higher education, especially in science-related disciplines. Part I provides an overview of the current situation of Ugandan higher education. It begins with a brief review of the country s recent social and political history and continues on to describe the historical development and current situation of the country s higher education system. The final section provides an overview of the current state of debate about the way forward in improving financing of higher education in Uganda. In part II, possible solutions are outlined. The Government of Uganda has two broad policy goals for higher education. The first is to increase the number of graduates, especially in the areas of science and technology. The second is to expand access to universities to a broader selection of the Ugandan population, allowing those of lower socio-economic status to benefit as much as possible from higher education. Policies to achieve both of these goals are presented in Part II.

Stuck in the Middle? Human Capital Development and Economic Growth

Jimenez, Emmanuel; Nguyen, Vy; Patrinos, Harry Anthony
Fonte: World Bank, Washington, D.C. Publicador: World Bank, Washington, D.C.
EN_US
Relevância na Pesquisa
46.08%
The challenge of sustaining economic growth over the long term is one that only a few countries have been able to surmount. Slowing momentum in countries like Malaysia and Thailand has led analysts and policy makers to consider what it would take to lift them out of middle-income status, where other countries have arguably become stuck. The paper examines the role of human capital formation in the quest to sustain economic growth in these two countries. It argues that a good education system is fundamental to equip workers with marketable skills. Malaysia and Thailand have successfully expanded access to schooling, but the quality of education remains an issue. Modern education systems should aim to provide universally-available quality education using the following policies: prioritize budgets to deliver quality and universally-available basic education before expanding higher levels of schooling; provide appropriate incentives and rewards to teachers; permit school autonomy and ensure accountability for results; invest in early childhood development; and consider implementing income-contingent loan financing schemes to expand higher education.

Your Money, Your Future : A Practical Money Management Guide for Students and Their Families

International Finance Corporation
Fonte: World Bank, Washington, DC Publicador: World Bank, Washington, DC
EN_US
Relevância na Pesquisa
45.98%
This guide has been created to assist potential student borrowers and their families in making decisions regarding money management. It is intended for students who are considering attending or are already enrolled in a tertiary education institution, and covers topics such as student loans, goal-setting, and repaying debt. The guide aims to educate students in order to make them better money managers and more responsible borrowers throughout their university careers and beyond. This document is divided into seven chapters: 1) basic financial issues; 2) creating and managing a budget; 3) student loans; 4) establishing credit; 5) managing debt; 6) repaying debt; and 7) saving and its benefits.

Cambodia Sanitation Marketing

World Bank
Fonte: Washington, DC Publicador: Washington, DC
Tipo: Relatório
EN_US
Relevância na Pesquisa
45.98%
This report synthesizes the technical assistance (TA) “Cambodia Sanitation Marketing” carried out by the World Bank’s Water and Sanitation Program (WSP) from July 2011 to February 2015 in support of developing the rural sanitation market in Cambodia. It documents the results and lessons learned and makes recommendations to government on how - with support of development partners – the effectiveness and scale of the sanitation market can be increased to achieve sustainable sanitation outcomes for rural Cambodians. This TA is part of a larger support program to assist the Government of Cambodia, notably the Ministry of Rural Development, to increase access and use of improved sanitation in rural areas of Cambodia. Technical Assistance P132212 is a complementary effort that focusses on strengthening the policy and enabling environment for rural sanitation service delivery at national and sub-national level. The following lessons were learned from the TA: (1) the local private sector has catered more than 50...

Migrants’ Remittances from the United Kingdom; International Remittances and Access to Financial Services for Migrants in London, UK, A Greenback 2.0 Report

Developing Market Associates
Fonte: World Bank, Washington, DC Publicador: World Bank, Washington, DC
Tipo: Report; Economic & Sector Work; Economic & Sector Work :: Other Financial Sector Study
ENGLISH; EN_US
Relevância na Pesquisa
55.88%
This report will share key findings from the research, starting with an overview in section two of the international remittance context and the UK remittance market. It also provides a view on trends in the UK market, particularly in the wake of significant bank de-risking, leading many remittance service providers (RSPs) to seek out alternative banking solutions. Section three outlines the objectives of the research, the survey design and the sampling techniques for the fieldwork. This is followed by Section 4, which presents the empirical findings of the 602 interviews collected. It begins with demographic and economic characteristics of the participants before focusing on migrants’ attitudes and behaviors regarding remittance sending, using financial services, and savings and investment. Given the current environment for remittance service providers in the UK (and in several other countries) and the global commitment to reducing remittance costs, there is a focus on the service providers used and the costs incurred. Finally...

Latvia - Public Expenditures Review : Education Sector

World Bank
Fonte: Washington, DC Publicador: Washington, DC
Tipo: Economic & Sector Work :: Public Expenditure Review; Economic & Sector Work
ENGLISH; EN_US
Relevância na Pesquisa
46%
This review has three objectives: (i) assess the education sector outcomes; (ii) evaluate the cost of the education program and the budget formulation process; (iii) identify areas to improve the efficiency of public expenditure on education and make medium-term savings. The Latvian government has demonstrated a strong commitment to education. With 7.2 percent of gross domestic product (GDP) allocated to education in 1999, Latvian spending on education compares most favorably to Organization for Economic Co-operation and Development (OECD) standards. Although reforms in the education sector are being implemented, the sector faces critical challenges. The education sector has resisted adaptation, in spite of significant shifts in the enrollment pattern. The number of preschool teachers and schools only slightly decreased; while the number of children aged 0 to 6 has been falling. With fewer children arriving at the school door, it is becoming harder for the education sector to justify maintaining small schools...

Jordan Student Aid Reform : Opportunities for a New Generation

Alkhoja, Ghassan; Dawani, Zaina; Shanti, Ehab
Fonte: World Bank, Washington, DC Publicador: World Bank, Washington, DC
Tipo: Publications & Research :: Brief; Publications & Research
ENGLISH
Relevância na Pesquisa
56.07%
This is the case in Jordan and this quick note is based on a study to better inform decision-makers on policy options regarding the development and expansion of student aid programs in Jordan. The goal was to give voice to primary stakeholders and allow them to participate in the process, express their views and concerns and thus become active partners in the programs rather than passive recipients to pre-determined activities. The specific objectives of the study were to assess: 1) how university undergraduate students finance their higher education and the extent to which they and their families take out existing (student or consumer) bank loans; 2) how secondary students in their final year of study plan to finance their higher education; 3) the demand for student loans among university and higher education students and the potential demand among secondary students; 4) the degree to which financial barriers keep eligible students from continuing on to higher education or on to their institution of choice; and 5) the degree to which access to loans or other types of educational finance would influence students' decision to go on to higher education or to study in a higher cost discipline.

Measuring Aversion to Debt : An Experiment among Student Loan Candidates

Caetano, Gregorio; Patrinos, Harry A.; Palacios, Miguel
Fonte: Banco Mundial Publicador: Banco Mundial
Tipo: Publications & Research :: Policy Research Working Paper
ENGLISH
Relevância na Pesquisa
56%
This paper reports the results of an experiment designed to test for the presence of debt aversion. The population who participated in the experiment were recent financial aid candidates and the experiment focused on student loans. The goal is to shed new light on different aspects of the perceptions with respect to debt. These perceptions can prevent agents from choosing an optimal portfolio or from undertaking attractive investment opportunities, such as in education. The study design disentangles two types of debt aversion: one that is studied in the previous literature, which encompasses both framing and labeling effects, and another that controls for framing effects and identifies only what we denote labeling debt aversion. The results suggest that participants in the experiment exhibit debt aversion, and most of the debt aversion is due to labeling effects. Labeling a contract as a "loan"' decreases its probability of being chosen over a financially equivalent contract by more than 8 percent. The analysis also provides evidence that students are willing to pay a premium of about 4 percent of the financed value to avoid a contract labeled as debt.

OECS Private Sector Financing : Ridging the Supply-Demand Gap

World Bank
Fonte: Washington, DC Publicador: Washington, DC
Tipo: Economic & Sector Work :: Other Financial Sector Study; Economic & Sector Work
ENGLISH; EN_US
Relevância na Pesquisa
45.96%
The high levels of public debt and persistent fiscal deficits limit Organization of Eastern Caribbean States (OECS) governments' ability to pursue counter-cyclical fiscal policies during future economic downturns, leaving private investment as the key driver of future growth. This study on private sector financing in the OECS analyzes the issue of access to finance from three different angles: the demand side; the supply side; and the enabling environment. It is not possible to fully analyze problems of access to finance without a broad approach. Demand side, supply side and the enabling environment are jointly analyzed in this study to identify key measures that could be applied in order to improve the enabling environment, create better opportunities for business growth and innovation (diversification), and place financial sector institutions in a position to provide finance, especially to SMEs, in a sustainable way.

IFC Annual Report 2008 : Creating Opportunity, Volume 1; Crear oportunidades : informe annual report 2008 Criacao de oportunidades : velatorio anual 2008 Creer des opportunites : rapport annuel 2008

International Finance Corporation
Fonte: Washington, DC Publicador: Washington, DC
Tipo: Publications & Research :: World Bank Annual Report; Publications & Research :: Publication
ENGLISH; EN_US
Relevância na Pesquisa
56.03%
The International Finance Corporation (IFC) annual report continues an approach pioneered last year, combining information on the investments and advisory services, sustainability, development effectiveness, and donor partnerships. The report covers fiscal 2008 (July 1, 2007, through June 30, 2008) and discusses the year's new business as well as the performance and development results of the portfolio. In FY08, new investments totaled $16.2 billion, rising 34 percent from the previous year. The IFC seeks to enhance the accountability and to articulate the vision, core corporate values, purpose, and the way the IFC works for a wide range of stakeholders: client companies, governments, partners, local communities affected by the activities, advocacy organizations, investors, and the staff.

Putting Higher Education to Work : Skills and Research for Growth in East Asia

World Bank
Fonte: World Bank Publicador: World Bank
Tipo: Publications & Research :: Publication; Publications & Research :: Publication
ENGLISH
Relevância na Pesquisa
45.92%
A fundamental question facing East Asia, especially its low- and middle income economies, is how to sustain or even accelerate the growth of recent decades. From 1950 to 2005, for example, the region's real income per head rose sevenfold. With aging populations, these economies will need to derive an increasing share of growth from productivity improvements rather than from physical factor accumulation to drive growth. The book argues that higher education is failing to deliver skills for growth and research for innovation because of widespread disconnects between higher education institutions and other skill and research users and providers. These disconnects undermine the very functioning of the higher education system. The main assumption of the report is that to deliver labor market skills to higher education graduates, these institutions: (a) must have characteristics that are aligned with what employers and employees need; and (b) must be well connected among themselves and other skills providers. Similarly...

Chile's State-Guaranteed Student Loan Program : Analysis and Evaluation; Programa de Credito Con Aval del Estado (CAE) de Chile

World Bank
Fonte: Washington, DC Publicador: Washington, DC
Tipo: Economic & Sector Work :: Other Education Study; Economic & Sector Work
ENGLISH; EN_US
Relevância na Pesquisa
56.03%
Chile's Programa de Credito con Aval del Estado (CAE in its Spanish acronym) is uniquely positioned to help hundreds of thousands of qualified-but-financially-needy Chileans attend and finish tertiary education. The CAE program was designed to improve access to and equity in tertiary education. In 2010, after only four years of operation, the Program had 216,000 active borrowers or 23 percent of the 940,000 students in pre-grado. Even as the annual number of new beneficiaries levels off, the portfolio will increase for the next several years until reaching a steady state with approximately 460,000 active borrowers by 2016. This report is part of the 2010 Joint Studies Program between the Government of Chile and the World Bank. The purpose of the study is three-fold. First, to evaluate the impact of this program on access to and equity in higher education, taking into account the effectiveness of targeting qualified but financially needy students and its complementarities with other major student aid mechanisms. Second...

The price of knowledge : access and student finance in Canada.

Canada Millennium Scholarship Foundation.
Fonte: Montreal, Que. : Canada Millennium Scholarship Foundation, Publicador: Montreal, Que. : Canada Millennium Scholarship Foundation,
Tipo: Livro Formato: application/pdf
ENG
Relevância na Pesquisa
55.83%
Also published in French under the title: Prix du savoir : l'accès à l'éducation et la situation financière des étudiants au Canada.; Why access matters -- Barriers to post-secondary education -- Student costs and resources -- How governments support students -- Student debt : trends and consequences.

The price of knowledge : access and student finance in Canada.

Canada Millennium Scholarship Foundation.
Fonte: Montreal, Que. : Canada Millennium Scholarship Foundation, Publicador: Montreal, Que. : Canada Millennium Scholarship Foundation,
Tipo: Livro Formato: application/pdf
ENG
Relevância na Pesquisa
55.83%
Also published in French under the title: Prix du savoir : l'accès à l'éducation et la situation financière des étudiants au Canada.; Previous ed. published under title: Price of knowledge 2004 / written by Sean Junor, Alex Usher.; Includes bibliographical references (p. 143-148).; Why access matters -- Barriers to post-secondary education -- Student costs and resources -- How governments support students -- Student debt : trends and consequences.